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feet of sea-level rise would inundate some 2 million homes, with a cumulative current value of $882 billion. About half of the vulnerable properties are in Florida. But even the presence of water on the streets of Miami Beach during high tides is not enough to deter development. “There is this mismatch of time horizons,” says Robert Muir-Wood, the chief research officer of RMS, a firm that analyzes catastrophe risk for the insurance industry. An insurance policy typically lasts just one year; private investors think in terms of a 30-year mortgage — or less, if they can flip a building for a profit. In his public talks, Klaus Jacob likes to show a similar map, depicting what New York’s coastline might have looked like in the mid-Pliocene epoch, 3 million years ago, the last time the amount of carbon in the atmosphere was around today’s level of 400 parts per million. Sea levels were some 30 meters — or nearly 100 feet — higher. “I am a little bit of an oddball,” he New version mandala lsd bicycle all over printed high top canvas shoesadmits, “because I’m saying, ‘Hey, now that we have those forecasts, guys, what are we doing about it?’ ” In panel discussions, he takes self-evident pleasure in playing the prickly contrarian, dismissing

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